Uday Kotak

I was not very keen on joining the family business... there were 14 family members working together, and it worried me that I would not have enough individuality.Uday Kotak

0 likes view quote Family, Business, Together

It is possible that the digital world may change the need for physical branches. We will continue to add branches incrementally, but we will reach a point - whether it is 1,500, 1,800 or 2,000 branches - where we will say enough is enough.Uday Kotak

0 likes view quote Change, World, May

Historically, in India, the strange fact was that the equity owner was not taking as much hit as the lender. Therefore, if we restore the first principle of economics, that first the equity owner needs to take the hit and then the lender, we will get a good solution.Uday Kotak

0 likes view quote Good, Strange, Economics

If companies are able to raise equity from the market, then their problems for financing incomplete projects will come to end. Investment cycle in the capital market can kick-start with the money of savers and investors.Uday Kotak

0 likes view quote Money, End, Problems

If what you create does not outlive you, then you have failed.Uday Kotak

0 likes view quote Create, You, Then

I am a believer in the journey and enjoying the journey.Uday Kotak

0 likes view quote Journey, I Am, Am

My view is that the bitcoin is in its very early days, and it is an artificial currency. But whether it is creating new money, whether it is sustainable, whether it would survive - I have many questions about it.Uday Kotak

0 likes view quote Money, Questions, View

When a lion doesn't get its prey, it remains hungry. When the prey saves himself, he has not won, but has saved his life.Uday Kotak

0 likes view quote Life, Lion, Hungry

My view is make Indian manufacturing competitive, and if it is competitive, it can serve customers or consumers anywhere.Uday Kotak

0 likes view quote View, Manufacturing, Serve

The single biggest resource India has is people and skill.Uday Kotak

0 likes view quote People, Skill, Single

What we have to be careful is that if we drop interest rates where the rate of interest is lower than inflation, then savers will not put money in financial savings and move it to gold and real estate, which is bad for India.Uday Kotak

0 likes view quote Money, Real Estate, Gold

I am big believer that increase the size of the cake is as at least as important as distribution of the cake. To increase the size of the cake, you need to focus on progress.Uday Kotak

0 likes view quote Focus, Progress, I Am

My view is that, as management, the focus has to be on having a strategy and executing it. As you do the strategy and execution, it is important to communicate it consistently.Uday Kotak

0 likes view quote Focus, Management, Strategy

If you ask me, over time, I am a believer in the Indian financial saving story getting stronger; a lot more savers are moving money away from gold and real estate into banks, mutual funds, insurance and equities.Uday Kotak

0 likes view quote Time, Money, Real Estate

If you look at the history of large financial institutions, most of them have succeeded because of a deep presence in their home market.Uday Kotak

0 likes view quote Home, History, Deep

It's true that I have always been very comfortable with numbers.Uday Kotak

0 likes view quote Numbers, True, Always

A lot of family members worked in the joint commodities family business. It was a classic case of capitalism at work and socialism at home.Uday Kotak

0 likes view quote Work, Family, Business

I would have loved to have been a cricketer.Uday Kotak

0 likes view quote Loved, Would, Been

There is socialism in the family that conflicts with meritocracy. And that bothered me.Uday Kotak

0 likes view quote Family, Me, Socialism

Growth should take care of the fear of job losses. People will be challenged to do different things. For people who are not up to it, purely based on objective assessment, that's a different issue, which, you do it anyway.Uday Kotak

0 likes view quote Fear, Growth, Job

For me, the real thing is make, serve and list in India. Which means we need manufacturing, we need services, and we need financial markets.Uday Kotak

0 likes view quote Financial, Me, Manufacturing

A lot of our fiscal deficit went to fund consumption and really did not get used to build investment and infrastructure. The trouble is, you can get a spurt in GDP growth, which may not be sustainable. I would much rather build the gradient of a long-term marathon.Uday Kotak

0 likes view quote Growth, May, Investment

I keep wondering at night, 'Will I have a bank the next morning, or will some technology company be doing banking without needing a bank?'Uday Kotak

0 likes view quote Technology, Morning, Night

As long as there is cash, and the economy is running, all is well. But as a bank, we'll have to test, experiment, try a hundred different things. A few may work, a few may fail, but we have to experiment and try.Uday Kotak

0 likes view quote Work, May, Test

There's no harm being a copycat. If someone else is doing a good job, copy. It's free.Uday Kotak

0 likes view quote Good, Job, Free

The trouble with opportunity is, it never announces when it comes. It's only after it's gone, you'd realize that you missed it.Uday Kotak

0 likes view quote Opportunity, Trouble, You
26 Uday Kotak quotes

Quotes For Your Website

Free API to display daily quotes on your website.

View Free Api